Is there a ins that covers hereditary leg bone deformity?
My dog was born with a deformed front leg and I might want to have his leg straightened
Not that I’m aware of – this would be considered a pre-existing condition and insurance policies don’t usually cover conditions that are present when a policy is taken out. Otherwise people would only buy insurance when it was needed so there would be no income from premiums and plenty of expenses – insurance companies wouldn’t be able to survive that.
There are a couple of options depending on whether your dog needs surgery immediately or whether it can be delayed a little. The first is to use a credit facility – there are some credit providers that specifically fund vet bills and allow you to pay them off. The second option, if you have a little time up your sleeve, is to put away some money each week until you have saved enough for the surgery. Your vet will be able to let you know how urgent the surgery is so you can make an informed choice.
| 12.06.16 @ 03:07